If you’ve always thought property prices only go up…

Published: September 25, 2015

With so much emphasis on property in the media, it can be difficult to sort fact from fiction. But before investing in any type of asset―including property―it pays to consider the pros and cons, and any commonly held misconceptions. Here we bust 3 property myths. Myth 1: Prices always go up Believing that property always […]

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Are we headed for a global recession?

Published: September 21, 2015

by Michael Collins, Investment Commentator at Fidelity September 2015 Remember the hype about the “super cycle” that justified record commodity prices? The term to describe “higher-for-longer” commodity prices was based largely on ever-climbing demand from the Chinese as the country industrialised. Amid the excitement, commodity prices soared by more than six-fold from 2004 to 2011, […]

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What to do during market volatility? Perhaps nothing.

Published: September 21, 2015

Vanguard | 25 August 2015 If you’re watching the market correction and wondering what is the best response, often the wisest thing to do during periods of extreme market volatility is to stick with the investment plan and do nothing, notes Bill McNabb, Vanguard’s chairman and CEO. “Equity markets have reaped sizable gains over the […]

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7 tips to spring clean your finances

Published: September 8, 2015

Source: AMP: originally published on 4th September After winter, simple things like opening a window to let in the sunlight can transform your space.  In the same way, shedding light on your finances can give you more control and peace of mind when it comes to money. Spring’s the perfect time to make sure your […]

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Global share markets fall despite sound fundamentals

Published: August 25, 2015

All major share markets have been sold down heavily over recent days. The correction on equity markets has also been accompanied by ongoing falls in the price of commodities and emerging market currencies. Since the beginning of August, Australian shares are down 12%, with losses of 10% to 12% recorded across the United States, Europe […]

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Going undercover

Published: August 19, 2015

First the good news. Millions of Australians gain their life and disability insurance as well as income-protection insurance through their super funds' default cover. And the level of that default cover tends to be much more adequate than a decade ago.  Now the not-so-good news. It can be a costly mistake to assume that your […]

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Explainer: how RBA rate changes affect your interest rate

Published: August 19, 2015

When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. Despite being frustrating, interest rate changes are a part of every loan’s lifespan and warrant your consideration. The interest rates that banks charge on their home loans are influenced by the Reserve Bank of […]

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Understanding lender’s mortgage insurance

Published: August 16, 2015

You’re looking for the house of your dreams or maybe you’ve already found it. It’s an exciting time but it can be daunting when it comes to arranging finance and meeting all the upfront and ongoing costs, such as lender’s mortgage insurance.  How lender’s mortgage insurance works When it comes to arranging a home loan, if […]

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Like to work overseas?

Published: August 3, 2015

When it comes to working overseas the options can be endless. You may be considering teaching English in Italy or taking a job that’s very similar to the one you’re doing now, only in New York City! Earn more than just money Where ever you’re planning to go, you could find there’s more to be […]

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Give yourself a gap year in your 40s

Published: August 3, 2015

Gap years are not just for school leavers. You can take one at any age. Some companies even have sabbatical programs that encourage staff to take time out of their jobs to further their education, travel or find other ways to increase their value. There are so many possibilities! Choose your own adventure What will […]

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