How to take the tension out of your building project

Published: December 2, 2015

Proper planning is the key to getting a project done on time and close to budget, and that hinges on laying some basic foundations. You can take some of the stress out of your project, whether you are renovating or creating something from scratch, by following these six tips. 1. Pick your design The first […]

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7 ways to keep Christmas spending under control

Published: November 16, 2015

Whether you celebrate it or not, Christmas is a happy time of year full of holiday festivities. And if you plan ahead, you can avoid a New Year budget hangover when the bills arrive. Here are seven tips to help you scale back on the festive season expenses. 1. Plan well ahead This may seem […]

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Money and the future

Published: November 16, 2015

Around Australia many thousands of secondary school leavers, uni and TAFE graduates are celebrating the end of their formal education. It's a chance to let your hair down, for a while at least, before making plans for what will hopefully be a bright future. Today’s school leavers enjoy a wealth of options in terms of […]

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The neighbourhood-wealth syndrome

Published: November 16, 2015

It could be tagged the neighbourhood-wealth syndrome: when our neighbour spends money on a costly new car or major renovations, some of us may feel an urge to somehow compete with our spending. Falling into the trap of trying to "keep up with the Joneses" – as it always used to be called – can […]

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Is your growing family stretching your budget?

Published: October 27, 2015

Growing your family can be one of life’s greatest joys, but if you already have one or two children, you’ll understand that raising kids can be costly. To cope financially with having more kids you’ll need to balance your income with the increasing expenses.  Take a long-term view When you understand the costs additional children […]

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Lessons from the scoreboard

Published: October 15, 2015

There are many lessons investors can garner from the sporting world. Keeping score is certainly one. Accountability is another. When it comes to keeping score account balances and performance return figures are both useful measures of either progress or setback. In the funds management world probably the most widely used way of keeping score is […]

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11 ways to avoid a wedding budget blowout

Published: October 15, 2015

For some couples, the most expensive day of their life will be the one when they tie the knot, with around 35% of newlyweds blowing their wedding budget before they walk down the aisle1. So if you’re planning for this special day in your life, you’ll need to work out how to finance it–without spending […]

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How to avoid over-capitalising

Published: October 2, 2015

Put simply, over-capitalising is when the cost of renovations outweighs how much value it will add to a property.  There are plenty of ways to avoid over-capitalising. Start with a valuation So you know exactly what you are working with, your first step should be to get your property valued by a professional. The value […]

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What has history shown us about investing?

Published: October 1, 2015

In view of the recent market ups and downs, if you’re an investor, you might be thinking about pulling out of higher risk investments, such as shares, and transferring them to lower risk investments, like cash or term deposits.  But if you’ve just started your investment journey, you might not be aware of how investments […]

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If you’ve always thought property prices only go up…

Published: September 25, 2015

With so much emphasis on property in the media, it can be difficult to sort fact from fiction. But before investing in any type of asset―including property―it pays to consider the pros and cons, and any commonly held misconceptions. Here we bust 3 property myths. Myth 1: Prices always go up Believing that property always […]

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