Couples don’t always agree on everything, including retirement

Published: July 16, 2015

If the time comes for you to retire and your partner is still working—or vice versa—it’s a matter of anticipating the natural changes ahead and then balancing and planning so both your needs can be met.  Understanding differences The age you retire may depend on the work you do, your employment arrangements, your health or […]

Read more

Making the most of your tax refund

Published: July 16, 2015

And with an average refund for Australian tax payers of $3,630 up for grabs, it’s worth thinking about how you’ll use the money.  Tax Office figures show almost four out of five workers are likely to receive a tax refund, and surprisingly, a poll by the government’s MoneySmart website shows only 16% of people who […]

Read more

Living in the world’s most expensive country

Published: July 9, 2015

Yes, it’s true: according to an annual world consumer price index1 Australia is the most expensive country to live in. These days it’s 12% more expensive than the United States, while India is the cheapest of the 19 countries examined. Sydney and Melbourne rising out of reach A roof over your head is no longer […]

Read more

If you can’t get into property…

Published: July 9, 2015

Buying a home has been hailed for generations as an essential part of the Australian dream. But with house prices increasing faster than earnings, getting into the property market seems more like an impossible dream for first home buyers. You may even be better off renting in the meantime before attempting to get into the […]

Read more

It’s easy to shock-proof your finances

Published: July 9, 2015

As we head into the new financial year, it’s worth taking a few minutes to check how well you would cope with an unexpected financial shock. None of us knows exactly what lies around the corner, and research1 suggests many of us would face a tough time if we lost our job or faced an […]

Read more

How to speak finance at a party!

Published: June 29, 2015

We’ve all been there. But don’t worry. Here’s a quick jargon buster to help you join in the conversation with confidence. GDP – Gross Domestic Product. A measurement in dollar terms of the total goods and services produced within a particular economy (for example Australia) over a year excluding income earned outside the country. GDP […]

Read more

New financial habits for a new financial year

Published: June 29, 2015

Rethinking a few bad habits is a great way to get your finances in better shape in the new financial year. It’s no secret for instance that smoking is bad for our health but the financial toll can go well beyond the cost of a packet of cigarettes. According to research group Canstar, a 40-year […]

Read more

The power of budgeting

Published: June 29, 2015

Are you aware you need to change your spending habits, but not sure where to start? A budget can help you get back to basics and work out what’s going where and when. Whatever your plans, a budget can help you to: Get more organised with your finances Cut down spending in areas you have […]

Read more

The right cover for the right time of your life

Published: June 22, 2015

You understand how important your insurance is—because you set it up in the first place to care for your loved ones. Insurance played a vital role in protecting your family as you established your career and built your wealth. And now as you look forward to starting a new phase in your life, it’s a […]

Read more

Nine ways to make your rental property feel like home

Published: June 22, 2015

There are many reasons why we rent. For some people it’s a short-term fix while they save up to buy a home or renovate a new property. For others it’s a long-term solution while they invest their savings elsewhere. But the cost of buying a home can be a significant factor. And with Australian house […]

Read more