Fed tightening: 3 things for investors to remember

Published: June 12, 2015

This year, what happens in the US is critically important to what happens in the global economy because of the intense focus on the Federal Reserve (Fed). We’ve had near-zero interest rates since the onset of the global financial crisis, and the Fed has indicated that at some point, probably this year, it will start […]

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4 reasons to consider investing in corporate bonds

Published: June 12, 2015

A question many investors face is where to invest for sources of income in a low yield environment. With the Reserve Bank of Australia (RBA) cutting the official cash rate by 0.25% to 2.0% in May, many investors are looking for income opportunities outside of term deposits. In this article, we discuss corporate bond investing […]

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Commercial property set to benefit from tighter lending conditions

Published: June 12, 2015

What’s driving the demand for Australian housing? While it’s generally agreed Australian property prices are high in a global context, the reasons for it are subject to many factors. In our view, the shift to low interest rates since the early 1990s, deregulation of the banking system and the rise in two income households has […]

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How to address high priority goals in retirement

Published: June 12, 2015

Financial planners are adopting new frameworks as they deepen their understanding of client goals in retirement and implement more targeted investment strategies both pre-and post-retirement. While this trend has been in place for some time, largely driven by changing customer attitudes, interest in new approaches has accelerated in the aftermath of the global financial crisis. […]

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Be clear on investment goals

Published: May 15, 2015

From AMP Capital Retirees concerned about the latest cut to the official cash rate need to clearly identify their investment goals to help clarify whether capital stability or income sustainability is of greater importance.  Sustainable income in a low- rate environment Cash investments such as term deposits have been regarded as a safe option for […]

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RBA lowers the cash rate by 25 basis points to 2.0 per cent

Published: May 5, 2015

Statement by Glenn Stevens, Governor: Monetary Policy Decision At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.0 per cent, effective 6 May 2015. The global economy is expanding at a moderate pace, but commodity prices have declined over the past year, in some cases sharply. These […]

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Global divergence – What will it take for bond yields to move higher?

Published: April 30, 2015

By AMP Capital Markets The European Central Bank (ECB) and Bank of Japan (BoJ) are lowering cash rates or easing monetary policy1 at a time when the US Federal Reserve is gradually edging towards raising rates. Global divergence: US / Europe and Japan The story of 2014 was a divergence in growth opening up amongst […]

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Australia: expect further rate cuts and a lower dollar

Published: April 8, 2015

By AMP Capital Markets At the same time, Australia’s national income has taken a hit as the demand for our main exports – particularly iron ore and coal – have fallen. This has been augmented by a collapse in energy prices. All of these things are weighing on the economy. Australia’s central bank has done […]

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Investing for retirement: 6 things to consider

Published: April 8, 2015

By AMP Capital Markets Some will choose to extend their work years while others may need to accept lower than desired living standards in retirement. The earlier that people focus on the issue of funding their retirement, the greater their capacity to respond. In this article, Jeff Rogers, Chief Investment Officer, ipac Investment Management delves […]

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